At least third-party insurance is legally compulsory; comprehensive also covers your own vehicle against theft and damage. We compare insurers and issue the policy the same day.
ઓછામાં ઓછો થર્ડ-પાર્ટી વીમો કાયદેસર ફરજિયાત છે; કોમ્પ્રિહેન્સિવ તમારા વાહનને પણ ચોરી-નુકસાનથી આવરે. અમે કંપનીઓ સરખાવીને તે જ દિવસે પોલિસી આપીએ.
The cover you're legally required to have
Driving without at least third-party insurance is an offence, and an uninsured vehicle in an accident leaves the owner personally liable for the damage. But not all cover is the same, and the cheapest quote is not always the right one.
We compare the premium across insurers for the cover you actually need, and issue the policy the same day — so there is no gap between one policy ending and the next beginning.
ઓછામાં ઓછો થર્ડ-પાર્ટી વીમો કાયદેસર જરૂરી છે. વીમા વગરનું વાહન અકસ્માતમાં હોય તો નુકસાનની જવાબદારી માલિકની જ. અમે તમને જોઈતા કવર માટે અલગ અલગ કંપનીના પ્રીમિયમ સરખાવીએ અને તે જ દિવસે પોલિસી આપીએ.
Third-party or comprehensive?
Third-party is the legal minimum and the cheapest; comprehensive costs more but also covers your own vehicle.
| Coverage Aspect | Third-Party (થર્ડ-પાર્ટી) | Comprehensive (ફૂલ વીમો) |
|---|---|---|
| Covers others' loss / injury | Yes | Yes |
| Covers your own vehicle damage | No | Yes |
| Theft & fire cover for your vehicle | No | Yes |
| Premium | Lower (IRDAI fixed) | Higher (based on IDV & NCB) |
| Best for | Older vehicle, tight budget | New or valuable vehicle |
Tell us the vehicle and its age and we will quote both so you decide with the numbers in front of you.
Don't let your No-Claim Bonus (NCB) lapse
Renewing before expiry keeps your no-claim bonus, which can grow into a large discount (up to 50%) over years. Let the policy lapse and that bonus can be lost, and the vehicle usually needs an inspection.
What we handle
New policy
નવી પોલિસીFor a new vehicle or a first-time policy, issued the same day.
Renewal
રિન્યુઅલRenewed before expiry so there is no gap in cover and no lost NCB.
Lapsed policy revival
બંધ પોલિસી ચાલુAn expired policy revived, usually after a quick inspection of the vehicle.
Two-wheeler to commercial
બધા વાહનCover for two-wheelers, cars, rickshaws, taxis and commercial goods vehicles.
Documents we will ask for
Send clear photos of what you have on WhatsApp (+91 97247 20077) — we will verify them before you make a trip.
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✓
Vehicle RCTo confirm the vehicle registration and chassis/engine details
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✓
Previous policy copyFor a renewal, to carry over the No-Claim Bonus (NCB)
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✓
Owner's identity proofAadhaar and PAN card of the registered owner (for KYC)
How the file moves · પ્રક્રિયા
Message us a photo of your RC and previous insurance policy.
We compare Third-Party and Comprehensive rates across insurers.
Choose your preferred plan and pay; policy PDF is issued the same day.
Receive the policy immediately on WhatsApp and print copy at our office.
Common questions · વારંવાર પૂછાતા પ્રશ્નો
Third-party is the legal minimum and cheapest but covers only others' loss. Comprehensive also covers your own vehicle, theft and damage. We quote both.
થર્ડ-પાર્ટી કાયદેસર લઘુત્તમ; કોમ્પ્રિહેન્સિવ તમારા વાહનને પણ આવરે.
Yes, usually after a quick inspection of the vehicle. Note that a lapse can cost you the no-claim bonus built up over years — which is why renewing on time matters.
બંધ પોલિસી ઇન્સ્પેક્શન પછી ચાલુ થાય — પણ બોનસ જઈ શકે.
A discount that builds up for every year you don't make a claim. It can grow into a large saving — but it is lost if the policy lapses, so renewing before expiry protects it.
દર વર્ષે ક્લેમ ના કરો તો મળતું ડિસ્કાઉન્ટ — સમયસર રિન્યુ કરવાથી બચે.
Yes — two-wheelers, cars, and commercial and goods vehicles, new or renewal.
હા — કોમર્શિયલ અને ગુડ્સ વાહનનો વીમો પણ કરીએ છીએ.
The policy should be transferred to your name along with the RC. We handle both together so there is no gap and no dispute at claim time.
જૂનું વાહન ખરીદો તો વીમો પણ આર.સી. સાથે નામે કરાવવો — અમે બંને સાથે કરીએ.